Date   

Re: Tichy trains

O Fenton Wells
 

On Tue, Jan 2, 2018 at 8:30 AM, Paul Doggett paul.doggett2472@... [STMFC] <STMFC@...> wrote:
 

Has anyone got an email address for Tichy trains as there contact email on the website is not accepting emails neither is info@... it says that they are illegal domains.

Thanks Paul Doggett UK 🇬🇧





--
Fenton Wells
250 Frye Rd
Pinehurst NC 28374
910-420-8106
srrfan1401@...


Tichy trains

Paul Doggett <paul.doggett2472@...>
 

Has anyone got an email address for Tichy trains as there contact email on the website is not accepting emails neither is info@tichytrainsgroup.com it says that they are illegal domains.

Thanks Paul Doggett UK 🇬🇧


FS: 2 Intermountain R-40-23 Steel Reefer Kits

pennsylvania1954
 


FS: Intermountain HO: 2 PFE style R-40-23 steel reefer kits. #40502-18 Northern Pacific and #40525-12 URTX/Dubuque. Opened for inspection only. My plan was to strip and repaint in a PFE scheme but they are now excess to my needs. $23 for both, postpaid. Paypal Friends & Family or check. stevehprr “at” cox “dot” net .


Steve Hoxie

Pensacola FL


Re: Loss Protection for our freight cars.

Tim O'Connor
 


True, although all the resin freight cars sold in the last 30 years probably
don't add up in numbers of kits to some single models such as the Intermountain
cylindrical covered hopper. Most of my built models are not resin, especially
the ones I've upgraded.

As several people have said, and I know from personal experience, a LOT depends
on your insurer. It's best to avoid losses in the first place! :-)

Tim O'Connor



Well, Brass Trains has been selling both Sunshine kits and completed resin kits by Westerfield and Sunshine.  Their data base documents value and they are selling railroad books, too. 
 
Gary Laakso


In general, it's market value or msrp, but you have to be able to document it.
Since that's hard to do with a model you've built, you're pretty much stuck with
the cost of the parts, not labor. But after you account for paint, decals, trucks,
couplers, wheels, and extra details, it may be worth more than you expected!

Tim O'

One of the things I don't recall seeing mentioned is whether or not the insured
value will include just the kit (if kit-built) or the cost of having someone build and paint it.
Carl Gustafson


Re: Cool Weather Warm Food at CCB Prototype Rails 2018

Larry Smith
 

31 in Mobile at 5 PM.  South not expected to get out of this until next Monday.   9 tonight in Birmingham with wind chill below 0.

Larry Smith


Re: Cool Weather Warm Food at CCB Prototype Rails 2018

Schuyler Larrabee
 

Couldn’t agree more, Ted. Suburban Boston now, 8:32 PM, it’s 5 degrees, and heading to zero or negative territory tonight. Got all the way up to 11 degrees today.



I WANT SUN!



Schuyler



From: STMFC@yahoogroups.com [mailto:STMFC@yahoogroups.com]
Sent: Monday, January 01, 2018 2:59 PM
To: STMFC@yahoogroups.com
Subject: [STMFC] Re: Cool Weather Warm Food at CCB Prototype Rails 2018





Maybe for you. The high today is 15F and that actually feels warm compared to yesterday. High 50s to low 60s sounds downright tropical.



I’ll be packing shorts....

Ted Culotta

Speedwitch Media

speedwitchmedia@gmail.com <mailto:speedwitchmedia@gmail.com> - www.speedwitchmedia.com <http://www.speedwitchmedia.com/>

Blog: http://prototopics.blogspot.com <http://prototopics.blogspot.com/>
[Non-text portions of this message have been removed]


Re: Loss Protection for our freight cars.

Steve SANDIFER
 

Have you heard about the woman who was selling her husband’s O scale brass at a train show. All of the engines were $75.  Someone asked her why so low a price and she responded, “Well, he said he only paid $75 for them.”  J 

 

 

J. Stephen Sandifer

 

From: STMFC@... [mailto:STMFC@...]
Sent: Sunday, December 31, 2017 8:00 PM
To: STMFC@...
Subject: [STMFC] Re: Loss Protection for our freight cars.

 

 

Tony Thompson and all,

That is interesting. I have State Farm homeowners insurance, and I called about my large collection of freight cars (twice).

They said it was not covered as it was a special hobby collection, and that I would need additional coverage.

So, to me, those conflicting answers indicates special diligence is needed.

 

Along the same lines – make sure you have a disposition plan should you get hit by a bus. My wife knows not to toss my collection it the dump, but ideally, it would go to a better cause. One guy recently passed his large collection to the NP Railway Historical Association – family gets half of the proceeds, NPRHA gets the other half for selling it.

 

Dean ONeill

Redmond WA

 


Re: Loss Protection for our freight cars.

Jon Miller <atsfus@...>
 

On 1/1/2018 3:32 PM, Tim O'Connor timboconnor@... [STMFC] wrote:
Since that's hard to do with a model you've built, you're pretty much stuck with
the cost of the parts, not labor

    There are custom builders out there who could probably recreate your layout (from the pictures).  Whether insurance would cover that or not might be questionable.

-- 
Jon Miller
For me time stopped in 1941
Digitrax  Chief/Zephyr systems, 
SPROG, JMRI User
NMRA Life member #2623
Member SFRH&MS


Re: Loss Protection for our freight cars.

gary laakso
 

Well, Brass Trains has been selling both Sunshine kits and completed resin kits by Westerfield and Sunshine.  Their data base documents value and they are selling railroad books, too. 

 

Gary Laakso

Northwest of Mike Brock

 

From: STMFC@... [mailto:STMFC@...]
Sent: Monday, January 1, 2018 3:32 PM
To: STMFC@...
Subject: Re: [STMFC] Loss Protection for our freight cars.

 

 


In general, it's market value or msrp, but you have to be able to document it.
Since that's hard to do with a model you've built, you're pretty much stuck with
the cost of the parts, not labor. But after you account for paint, decals, trucks,
couplers, wheels, and extra details, it may be worth more than you expected!

Tim O'

One of the things I don't recall seeing mentioned is whether or not the insured
value will include just the kit (if kit-built) or the cost of having someone build and paint it.
Carl Gustafson


Re: Loss Protection for our freight cars.

Edward
 

That is what I was told by an insurance representative when I inquired about my scratch- built O scale models, several of which won prizes in national an regional level contests.
Materials and parts only could be covered IF EVERYTHING USED TO BUILD IT IS DOCUMENTED WITH RECEIPTS.
In pressing the matter of enhanced value over that of the materials and parts, I was told that if I obtained paid appraisals of a model's worth  by "two disinterested, notable experts in the field," their estimate of value MIGHT be considered ( but not necessarily accepted) in a claim settlement for loss.
A rather tall order,.especially in the minor area of two-rail O scale models where I am located. 

Ed Bommer  


Re: Loss Protection for our freight cars.

Tim O'Connor
 


In general, it's market value or msrp, but you have to be able to document it.
Since that's hard to do with a model you've built, you're pretty much stuck with
the cost of the parts, not labor. But after you account for paint, decals, trucks,
couplers, wheels, and extra details, it may be worth more than you expected!

Tim O'


One of the things I don't recall seeing mentioned is whether or not the insured
value will include just the kit (if kit-built) or the cost of having someone build and paint it.
Carl Gustafson


Re: Loss Protection for our freight cars.

Tony Thompson
 

My agent explained to me that hobby and other "special" home contents are common and only require some documentation. But extraordinary items like valuable art can require a rider because they are outside the norm. Obviously your agent makes a call whether your layout etc. is "extraordinary" or not.
Tony Thompson 


On Dec 31, 2017, at 7:23 PM, Tim O'Connor timboconnor@... [STMFC] <STMFC@...> wrote:

Reply via web post Reply to sender Reply to group Start a New Topic
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

.


Re: Cool Weather Warm Food at CCB Prototype Rails 2018

np328
 

  It is like it has always been, six of one/half a dozen of the other on the weather. 

     As someone from balmy Minnesota, I get a kick out of seeing Floridian's in parka's while I and the wife are in casual clothes in sunny 60 something degree weather. And the quizzical looks we get. Such is life. Enjoy it while you are above ground. 

    I am heading down with the wife to South Beach as in the past that seems to be a casual days drive after CCB, and we like the coast highway. Then down to the keys for a few days. I cannot recommend this highly enough as an after CCB treat.

    Meanwhile as you sit in the warmth of the keys, you can pull out your model railroad car acquisitions and/or open one of the railroad books bought at CCB.  
                                                                                                                        Jim Dick - St. Paul 


Re: Cool Weather Warm Food at CCB Prototype Rails 2018

Ted Culotta
 

Maybe for you. The high today is 15F and that actually feels warm compared to yesterday. High 50s to low 60s sounds downright tropical.

I’ll be packing shorts....


Re: Loss Protection for our freight cars.

William Canelos
 

My son has USAA insurance replacement cost.  Had a big hail storm which destroyed his roof damaged the siding gutters and some wood trim,  It also destroyed his very large outdoor g scale railroad including all the buildings(about 32), 17 freight cars, and smashed the ties out of the rails, and 27 switches and very expensive number six switches.  No custom items like we make.   The adjuster came out and told him to list every item and show a catalog or advertised MSRP retail price for each item. it was a total pain, but they paid off every item at full msrp price. He made out fine and I collected all the building parts that were still ok or which could be epoxied and fixed up about half of them  or kitbashed some into completely different things. The freight car bodies were not repairable, but the trucks and metal wheels were fine excep for a couple of side frames.  Also many other parts were salvaged.  Most of the rails were ok, but none of the switches were worth trying to repair, but most of the motors were salvaged.  We were able to buy replacement ties and save 85%of the rail.  So financially he made out great,  but the repairs were time consuming and it took about 4 months to get thing back to normal(sort of).

So the point is that there was nothing special about these items and documentation was readily available, so he got paid off well.   For custom items like we make it would be difficult to find a comparable item.  Even if we documented the cost of adding detail parts, original kit price, trucks and couplers etc.  It would be completely time consuming to do it and keep all the receipts etc. for each of our many items.  Also we would never be able to get reimbursement for our research and labor.  I have a headache thinking about it.  A piece of jewelry can be appraised, but a custom freight car?????   Perhaps the group could look into getting an NMRA master model railroader to becoming an appraiser!!

I have USAA and they indicated that custom work is extremely difficult to insure for the reasons stated above.

since I am very new to the site I may have missed some of the posts in this thread.

Bill





Share a room at Cocoa

Jared Harper
 

I will be attending Prototype Rails in Cocoa Beach.  Because of health issues I will be arriving Thursday afternoon and will be leaving saturday evening.  If you need a room for two days contact me.

Jared Harper
Athens, GA
706-543-8821


Re: Accurail "Scale" Coupler Boxes

golden1014
 

Hi Andy,
Don't sweat it, buddy.  Thanks to many generous fellows on this list I have a lifetime supply on the way.  I do greatly appreciate the follow up.
Glad to hear you made it through the fires okay.  Christmas and New Year's Blessings to you and your family.
John Golden
Albersbach, Germany


Re: Loss Protection for our freight cars.

Carl Gustafson
 

One of the things I don't recall seeing mentioned is whether or not the insured value will include just the kit
(if kit-built) or the cost of having someone build and paint it.

Carl Gustafson


Loss protection for our freight cars

Paul Catapano
 

I have insured my collection. My company is State Farm.
My basic home owners policy will NOT cover my collection. I discussed my hobby AT LENGTH with my agent. I brought him into the layout room. So often when you tell non model railroaders about what you do they have no idea what the reality is.

Once he visited the layout room and work shop, he then devised a standard template, for lack of a better term, for me to describe each piece in the collection.

I gave him a copy of the Walther's catalog and he accepted its published values for things like add-on detail parts (couplers, wheels, roofwalks etc.)

(This car cost this much, it has replacement wheels that cost that much, it has couplers that cost "x", the detail parts described as follows cost such and such. The decals cost "y"... etc, etc...)

Then we took pictures of the collection. Group photos were good enough, but I experimented with different number of cars in each photo. The initial photo of 450 black coal hoppers didn't seem to work with this guy. About twenty cars at a time seem to be best for me and my agent.

It took time. It was a big effort on my part (AND my Wife).
Once you get the bulk done then you simply have to add to it as the collection grows (They never seem to shrink).

Like most of you I have been doing this a LONG time, and you will probably surprise yourself with the dollar value you come up with. It WILL be much higher than you initially estimate.

Paul Catapano
Winchester, Va.


Re: Loss Protection for our freight cars.

Jon Miller <atsfus@...>
 

On 12/31/2017 7:23 PM, Tim O'Connor timboconnor@... [STMFC] wrote:
But of course I'm sure it
varies from state to state,

    Some ad on TV states " I should have had a different insurance company".  When one buys insurance they should determine if it covers your model RR including all the freight cars be they resin or plastic.  You might just want to hunt for one that does!:-)

-- 
Jon Miller
For me time stopped in 1941
Digitrax  Chief/Zephyr systems, 
SPROG, JMRI User
NMRA Life member #2623
Member SFRH&MS

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