Date   

Re: Loss Protection for our freight cars.

Jared Harper
 

Keep in mind that not all insurance companies are the same.  It helps greatlt to have pictures of all you stuff.

Jared Harper


Re: Loss Protection for our freight cars.

Jared Harper
 

We had a house fire in 2013.  We had replacement coverage and everything burned and damaged in the fire was replaced, no hassle, including art.  Fortunately the model railroad was relatively undamaged but our insurance  would have covered it.

Jared Harper
Athens, GA


Painting of freight car trucks for builders

spsalso
 

When trucks were deliver to a builder (ACF, Pullman........), were they delivered assembled and painted?  If so, were they delivered in only one color paint?  What color?


Or.


Were trucks delivered to a builder as parts, to be assembled there?  Were the parts delivered painted?  Color?





Thank you,



Ed


Edward Sutorik


Re: Loss Protection for our freight cars.

Jon Miller <atsfus@...>
 

On 12/31/2017 7:23 PM, Tim O'Connor timboconnor@... [STMFC] wrote:
I remember that jewelry was especially
expensive to insure, probably because of the risk of theft and loss.

    I helped a person out who wanted to sell a ring.  The appraised value of the ring was 13K however the highest price a jeweler would pay was 3K (wholesale).  I paid a little over the 3k and insured it with a rider for 3K.  Still was expensive but you can see the problem with jewelry.

    I don't think we have that kind of problem with model RR equipment as almost everything we have could be replaced with at least a similar item.  And then I have some stories about home burglary and insurance replacement!:-D

-- 
Jon Miller
For me time stopped in 1941
Digitrax  Chief/Zephyr systems, 
SPROG, JMRI User
NMRA Life member #2623
Member SFRH&MS


Cool Weather Warm Food at CCB Prototype Rails 2018

Bill Welch
 

Looks like it will "long pant weather" at CCB for those ten Freight Car themed clinics and the two Steam Era Weathering clinics coming at the end of this week. Just a reminder that on the Prototype Rails 2018 website there is a PDF with Dining Recommendation from attendees familiar with the possibilities.


Bon Appetite,

Bill Welch


Re: BAR, or not?

Richard Townsend
 

I think you are right on all counts. I mentioned the Marhoefer car only to show a reefer with a two-tone paint job - that was the only one I could think of at that moment. I did read somewhere(I think in MM) that those particular cars were from the future. Even if they were from our era their colors do not match the car in question. I agree with the X29 consensus.

Richard Townsend
Lincoln City, OR


-----Original Message-----
From: rwitt_2000@... [STMFC]
To: STMFC
Sent: Sun, Dec 31, 2017 8:40 pm
Subject: [STMFC] Re: BAR, or not?

 


Richard Townsend wrote: ... It might be a reefer of some kind, like the Marhoeffer: https://www.trainworld.com/manufacturers/atlas/atlas-50002677-40-wood-reefer-marhoefer-packing-72207/.

As I recall those URTX Marhoeffer reefers, as neat looking as they are, actually appeared after the cut-off date for this group and definitely would not be seem behind steam.

http://www.intermountain-railway.com/ho/html/47736.htm

IRC has a 1962 re-weigh date.

Bob Witt

P.S. FWIW upon magnification I also agree with Ben Hom that the freight car is a PRR box car painted for Merchandise Service.



Re: BAR, or not?

rwitt_2000
 



Richard Townsend wrote: ... It might be a reefer of some kind, like the Marhoeffer: https://www.trainworld.com/manufacturers/atlas/atlas-50002677-40-wood-reefer-marhoefer-packing-72207/.

As I recall those URTX Marhoeffer reefers, as neat looking as they are, actually appeared after the cut-off date for this group and definitely would not be seem behind steam.

http://www.intermountain-railway.com/ho/html/47736.htm

IRC has a 1962 re-weigh date.

Bob Witt

P.S. FWIW upon magnification I also agree with Ben Hom that the freight car is a PRR box car painted for Merchandise Service.



Re: Loss Protection for our freight cars.

Tim O'Connor
 


J. Stephen Sandifer wrote 
Homeowners insurance will not cover our collection unless they have a special rider. You can insure your railroad through the NMRA or a company line American Collectors Insurance. I have used the later for many years and include some of my wife's collection in the coverage. It costs about $60 per $10,000 of coverage. You can log onto the NMRA website or the ACI website and see more details.


That's pretty pricey, although it's not completely outrageous. But it is about 5x
what my homeowner's insurance charges for coverage. I have found similar variability
in life insurance plans.

I was told that special riders were only needed for special "one of a kind" items
that were particularly valuable, but not brass or similar items that were expensive
but nevertheless are not considered to be "art objects". But of course I'm sure it
varies from state to state, and with insurers. I remember that jewelry was especially
expensive to insure, probably because of the risk of theft and loss.

Tim O'Connor


Re: BAR, or not?

Tim O'Connor
 


Just from a "process of elimination" perspective, I'm leaning towards the
consensus that it's a PRR Merchandise Service car, as Ben confidently said.
Box cars and reefers painted with broad white bands are very few in number,
and the colors in the image do seem to match the PRR colors best.

Thanks folks! It's fun to try to identify freight cars in train photos. :-)

Tim O'


  https://www.flickr.com/photos/timboconnor/27635187099/


Re: BAR, or not?

Benjamin Hom
 

Rob Kirkham wrote:
"With significant enlargement there is a boxcar red strip above the white stripe, so not like the Marhoeffer reefer.   Within the white stripe, there are three areas of disruption – the door at centre, and approx. 1/3 of the width from car door to each car ends.  That could be weathering or a company emblem.  If it was just to the right of the door, that would also suggest the merchandise service design.  But both sides of the door - harder to ID well."

Not really - your two areas of disruption on either side of the door would be the words "Merchandise" and "Service".


Ben Hom


Re: Accurail "Scale" Coupler Boxes

Andy Carlson
 

Hi John-

If you can't find any in a few days, I can help. I have quite a few of these couplers. I won't be able to get the box for a few days, after I am back from Cocoa Beach.
-Andy Carlson
Ojai CA



From: "John Golden golden1014@... [STMFC]" To: Yahoogroups ; Yahoogroups Sent: Wednesday, December 27, 2017 1:26 PM
Subject: [STMFC] Accurail "Scale" Coupler Boxes

 
Merry Christmas All,

Does anyone have any of those Accurail scale coupler boxes?  They are sold out at Accurail and on eBay.  I am in need of a few for a project.  If you have some you cane part with please give me a shout offline at Golden1014@....

Thanks Guys,

John Golden
Albersbach, Germany






Re: Loss Protection for our freight cars.

Dean ONeill
 

Tony Thompson and all,

That is interesting. I have State Farm homeowners insurance, and I called about my large collection of freight cars (twice).

They said it was not covered as it was a special hobby collection, and that I would need additional coverage.

So, to me, those conflicting answers indicates special diligence is needed.

 

Along the same lines – make sure you have a disposition plan should you get hit by a bus. My wife knows not to toss my collection it the dump, but ideally, it would go to a better cause. One guy recently passed his large collection to the NP Railway Historical Association – family gets half of the proceeds, NPRHA gets the other half for selling it.

 

Dean ONeill

Redmond WA

 


Re: Cocoa Beach

Schuyler Larrabee
 

Best wishes for a speedy recovery!



Schuyler



From: STMFC@yahoogroups.com [mailto:STMFC@yahoogroups.com]
Sent: Sunday, December 31, 2017 7:28 PM
To: STMFC@yahoogroups.com
Subject: Re: [STMFC] Cocoa Beach





I'll miss it, too. Cocoa Beach is the only meet I can attend and it is always a high point of my year.



John C. La Rue, Jr.

Bonita Springs, FL





-----Original Message-----
From: fgexbill@tampabay.rr.com [STMFC] <STMFC@yahoogroups.com>
To: STMFC <STMFC@yahoogroups.com>
Sent: Sun, Dec 31, 2017 4:26 pm
Subject: Re: [STMFC] Cocoa Beach





We will miss you John. I hope your recovery goes well.



Bill Welch





[Non-text portions of this message have been removed]


Re: Cocoa Beach

John C. La Rue, Jr. <MOFWCABOOSE@...>
 

I'll miss it, too. Cocoa Beach is the only meet I can attend and it is always a high point of my year.
 
John C. La Rue, Jr.
Bonita Springs, FL
 
 

-----Original Message-----
From: fgexbill@... [STMFC]
To: STMFC <STMFC@...>
Sent: Sun, Dec 31, 2017 4:26 pm
Subject: Re: [STMFC] Cocoa Beach

 
We will miss you John. I hope your recovery goes well.

Bill Welch


Re: BAR, or not?

James E Kubanick
 

I've enlarged this to 650% and several magnifications less and in all cases, I would have to agree with those who guess this is a PRR X29 Merchandise car. There seem to be minor


On Sunday, December 31, 2017 7:02 PM, "Robert kirkham rdkirkham@... [STMFC]"


 
With significant enlargement there is a boxcar red strip above the white stripe, so not like the Marhoeffer reefer.   Within the white stripe, there are three areas of disruption – the door at centre, and approx. 1/3 of the width from car door to each car ends.  That could be weathering or a company emblem.  If it was just to the right of the door, that would also suggest the merchandise service design.  But both sides of the door - harder to ID well.
 
Rob Kirkham      
 

From: STMFC@... [mailto:STMFC@...]
Sent: Sunday, December 31, 2017 1:27 PM
To: STMFC@...
Subject: RE: [STMFC] BAR, or not?
 



Eric, I don't think so, as the white band seems too wide to me. But who knows?
There is a lot of fuzziness in the photo.

Tim O'Connor



A PRR Merchandise Service car, maybe?


Eric Hansmann
Murfreesboro, TN

https://www.flickr.com/photos/timboconnor/27635187099/






Re: Loss Protection for our freight cars.

Larry Smith
 

Jon

Our club isn't housed in a home, but in a science center.  Home owners coverage can't be purchased on our inventory at any price.  Yes it does cover models and layout and all of our books.

Larry Smith


Re: Loss Protection for our freight cars.

Douglas Harding
 

I enquired of my agent years ago. He said the rider his company offered could not come close to the NMRA program, dollar for dollar. I learned this after a basement flood, where I had 14” of water. I had coverage, up to $5000, only because the water came up via the drain. No coverage if it came through the walls or windows. When I completed doing the dollar inventory of what actually got wet, and I only had 14” so it was mostly what was sitting on the floor, it still came to over $10,000. They covered the unbuilt Fine Scale Miniature kits, but I still got a check for only $5000, the max of my coverage. I can not image the loss if it had been overhead plumbing or some other such disaster.

 

The cheapest coverage is one that requires an exact inventory. General blanket policies do not cover as much per dollar of premium.

You will be amazed when you start doing an inventory, esp at the dollar totals. And don’t forget all the detail parts, decals, etc.

I have over 1000 volumes in my library. A $10,000 rider will not come close to covering the library, let alone what is in the basement. A 35+ years of accumulation adds to many thousands of dollars.

 

Doug  Harding

www.iowacentralrr.org

 


Re: BAR, or not?

Robert kirkham
 

With significant enlargement there is a boxcar red strip above the white stripe, so not like the Marhoeffer reefer.   Within the white stripe, there are three areas of disruption – the door at centre, and approx. 1/3 of the width from car door to each car ends.  That could be weathering or a company emblem.  If it was just to the right of the door, that would also suggest the merchandise service design.  But both sides of the door - harder to ID well.

 

Rob Kirkham      

 

From: STMFC@... [mailto:STMFC@...]
Sent: Sunday, December 31, 2017 1:27 PM
To: STMFC@...
Subject: RE: [STMFC] BAR, or not?

 




Eric, I don't think so, as the white band seems too wide to me. But who knows?
There is a lot of fuzziness in the photo.

Tim O'Connor



A PRR Merchandise Service car, maybe?


Eric Hansmann
Murfreesboro, TN

https://www.flickr.com/photos/timboconnor/27635187099/





Re: Loss Protection for our freight cars.

Jon Miller <atsfus@...>
 

On 12/31/2017 2:48 PM, larry Smith wooddale@... [STMFC] wrote:
 Our club currently has the NMRA insurance and it is only 
$350 a year for 75K of coverage.

    When compared to what regular insurance for the home costs that is very high.  It's very similar to rider insurance in cost.  Check your policy to see what it says, some insurances do not exclude models and some will.  But whatever don't call your trains art:-D!

-- 
Jon Miller
For me time stopped in 1941
Digitrax  Chief/Zephyr systems, 
SPROG, JMRI User
NMRA Life member #2623
Member SFRH&MS


Southern Huthchins end boxcar photo

MDelvec952
 

 
 
 
I was going to say it was a Merchandise Service X-29 as well.
 
Came across an in-service photo of one of the Southern boxcars with the Hutchins end, dated 1923 from the Lackawanna glass plate collection at Steamtown:
 
 
Happy New Year, all                        ....Mike Del Vecchio
 
 
 
 

-----Original Message-----
From: Tim O'Connor timboconnor@... [STMFC]
To: STMFC
Sent: Sun, Dec 31, 2017 4:05 pm
Subject: Re: [STMFC] BAR, or not?

 

Richard, thanks, I agree it looks much more like that reefer, and not at all
like a PRR X29 in the Merchandise Service scheme. Also it does appear to have
either a plug door or swing doors, as a reefer would have.

Another reefer paint scheme was white top half, dark lower half of Raskin Packing
(another URTX like Marhoefer). There are photos of both styles in the refrigerator
car Color Guide.

Tim O'



 It might be a reefer of some kind, like the Marhoeffer:
   https://www.trainworld.com/manufacturers/atlas/atlas-50002677-40-wood-reefer-marhoefer-packing-72207/
   Richard Townsend
   Lincoln City, OR



  At first glance I thought the 21st car in this freight train must
  be a BAR box car. But the BAR State of Maine cars had nearly equal
  size bands of color, and these bands are not equal. Any suggestions?
  https://www.flickr.com/photos/timboconnor/27635187099/
  Tim O'Connor

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